In Switzerland, insurers, pension funds, and investment foundations have been among the most favorable mortgage lenders for years. The interest rate difference to the house bank can be up to 60 basis points, which for a medium-sized mortgage can quickly amount to several thousand francs per year. However, access is more strictly regulated. An overview of the pros and cons.

A new construction project is fundamentally different from buying an existing property. Since the building is only created during the construction phase, capital does not flow in one lump sum, but step by step according to the progress of construction. This requires a special financing instrument: the construction loan.