Swiss Mortgage News – Rates, Market & Regulation

SARON or Fixed-Rate Mortgage: Strategy After Central Bank Decisions in June 2026

The Swiss National Bank, the ECB and the US Federal Reserve sent different signals in June 2026. Anyone about to take out or extend a mortgage in the coming months needs to be able to interpret the changes. An assessment of the current interest rate environment and the choice between SARON and fixed-rate mortgage.

02.07.2026

7 min

Interest Rates

Interest Rate Reversal in Switzerland: Why Mortgage Rates Are Falling Again

Long-term yields are falling again, and with them mortgage rates. What is behind the interest rate reversal and how Saron and fixed-rate mortgage borrowers can now benefit.

01.07.2026

7 min

Interest Rates

SNB Rate Decision: Policy Rate Stays at Zero, Inflation Forecast Edges Up

The SNB is keeping the key interest rate at 0.00 percent and maintains a high readiness to intervene in the foreign exchange market, but slightly raises its inflation forecast. What the June 18 decision means for SARON and fixed-rate mortgages, with insights from Raiffeisen chief economist Fredy Hasenmaile.

18.06.2026

5 min

Interest Rates

Fed holds rates, but changes its tone: What the June 17 decision means for the Swiss economy

The US Federal Reserve is keeping rates at 3.50 to 3.75 percent for the fourth time, but is signaling a hike later this year in the dot plot. Why the 10-year swap is still falling and what that means for Swiss mortgages, one day before the SNB decision.

17.06.2026

4 min

Interest Rates

The ECB raises interest rates for the first time in three years: Will interest rates now rise in Switzerland as well?

The European Central Bank is raising interest rates, Switzerland is taking a different path. What the decision and the SNB meeting next week mean for your mortgage.

11.06.2026

6 min