Swiss Mortgage News – Rates, Market & Regulation

Housing Crisis: Swiss Vacancy Rate at Lowest Level in Twelve Years

The Swiss vacancy rate has fallen to its lowest level in twelve years. In Zurich, virtually no apartments remain vacant, while asking rents in urban centers continue to rise.

28.05.2026

5 min

Trends

Equity Trap: Swiss Households Save Twelve Years Instead of Four for a Home

Young Swiss households now need around twelve years to save the equity for a condominium. In 2010 four years were enough.

20.05.2026

3 min

Trends

BFS Real Estate Price Index Q1 2026: Home Ownership 4.7 Percent More Expensive

The Federal Statistical Office published the official price figures for Swiss home ownership on April 30, 2026. The IMPI rose by 1.5 percent compared to the previous quarter and by 4.7 percent year-on-year. This puts the official values above many private estimates.

01.05.2026

3 min

Trends

Demographic Risks in the Mortgage Market: Ten Cantons Under Pressure

Demographic change is dividing the Swiss real estate market. In ten cantons, housing demand could structurally decline—with direct consequences for property prices and mortgage collateral.

22.04.2026

3 min

Trends

Swiss Real Estate Market Q1 2026: Condominiums up 3.7 percent, single-family homes up 3.5 percent

Real estate prices in Switzerland continue to rise: condominiums cost 3.7 percent more year-on-year, single-family homes 3.5 percent. At the same time, new purchases are recovering.

21.04.2026

3 min