SNB Policy Rate
0.0000%
SARON
-0.0400%
CHF SWAP 5Y
0.2875%
CHF SWAP 10Y
0.5675%
CHF SWAP 15Y
0.7525%
EN
Interest Rate Reversal in Switzerland: Why Mortgage Rates Are Falling Again
SARON or Fixed-Rate Mortgage: Strategy After Central Bank Decisions in June 2026
SNB Rate Decision: Policy Rate Stays at Zero, Inflation Forecast Edges Up
Mortgage from the Pension Fund: When Going to the Pension Fund Is Cheaper Than the Bank
How do I sell my property?
Mortgage from 50: Roadmap for the Years Before Retirement
In 13 Steps to Homeownership: The Path from Viewing to Land Registry
When the Bank Sells Your Mortgage: What Securitization Means for Borrowers
What are CHF swaps?
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Monday, 6 July 2026 - 20:14
On June 14, 2026, voters rejected the people's initiative 'No 10-Million Switzerland' with 54.8 percent voting no. Both people and the council of states spoke out against it, meaning population growth remains on its previous trajectory. For the Swiss real estate and mortgage market, this removes a significant downward risk.
17.06.2026
4 min
The much-discussed sell-off wave of baby boomers in the Swiss housing market is failing to materialize. Three recent studies show: The older generation is staying put, supply is increasing only slowly, and prices are likely to remain robust.
03.06.2026
5 min
On June 1, 2026, the BWO confirmed the mortgage reference interest rate at 1.25 percent for the fourth time in a row. For tenants, landlords, and prospective buyers, this results in a rarely long phase of predictable housing costs.
02.06.2026
6 min
The UBS Swiss Real Estate Bubble Index rose sharply in the first quarter of 2026 and is approaching the warning zone. What the metric actually measures and which conclusions prospective buyers should draw from it.
12.05.2026
The Swiss National Bank published the 2025 financial accounts on April 28, 2026. Household mortgage debt rose to a new record high. At the same time, real estate wealth grew even more significantly, pushing the household balance sheet to new highs.
05.05.2026
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